Why Independent Insurance Matters

Objective Advice With Your Best Interests First

The MFS Group operates as an independent insurance agency, which means our loyalty is to you, not to any single insurance carrier. Instead of forcing your needs into a one-size-fits-all policy, we compare coverage options from a wide range of reputable companies to find the right match for your specific risks, goals, and budget.

Because we are not limited to one brand, we can provide side-by-side quotes that highlight differences in limits, deductibles, exclusions, and endorsements. This transparent approach empowers you to make informed choices, while we guide you through the fine print and help you understand how each coverage will respond when you need it most.

Protecting Your Home, Vehicles, And Lifestyle

The MFS Group offers extensive personal insurance options designed to safeguard every part of your life. Whether you own a home, rent an apartment, or live in a condo, we help you secure coverage for your dwelling, belongings, and personal liability. We also offer tailored policies for secondary homes, vacation properties, and high-value items that may need additional protection beyond standard policies.

For your vehicles and recreational assets, we provide insurance for autos, motorcycles, ATVs, boats, yachts, and more. Our team helps you balance cost and coverage by exploring various liability limits, comprehensive and collision options, and discounts for safe driving, multi-policy bundling, and safety features, aiming to deliver robust protection at the most competitive rate possible.

Coverage Designed To Support Your Operations

Since 1995, The MFS Group has been helping business owners manage risk with customized commercial insurance programs. From small startups to established companies, we focus on understanding how you operate, what assets you rely on, and where your greatest exposures lie. This allows us to recommend coverages such as general liability, property, business interruption, cyber protection, and professional liability where appropriate.

We also arrange specialized policies including workers’ compensation, commercial auto, surety and fidelity bonds, and insurance for apartment buildings and condo associations. By coordinating these coverages under one strategic plan, we help you limit gaps, avoid unnecessary overlaps, and satisfy contractual or lender requirements, all while managing overall insurance costs.

Our access to an extensive network of respected insurers—such as Travelers, The Hartford, Progressive, Mercury Insurance, Chubb, ACE, Nationwide, Liberty Mutual, Zurich, Foremost, USLI, AIG, Fidelity, Philadelphia Insurance, American Modern, American Access, and many others—means we can adapt your insurance program as your business evolves and new risks emerge.

Financial Services in Chicago, IL
Financial Services in Chicago, IL

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Financial Services in Chicago, IL
The MFS Group

Our Experience And Service Commitment

Decades Of Knowledge Backed By Leading Carriers

The MFS Group has been delivering insurance solutions to individuals, families, and businesses in Chicago and beyond since 1995. Our long-standing presence means you benefit from decades of hands-on experience with local laws, regional weather patterns, and industry-specific exposures that impact both personal and commercial coverage in the Chicago area. We are currently licensed in Illinois, Indiana, Michigan, Georgia, Wisconsin, and Florida, allowing us to assist clients with multi-state needs who live, work, or own property connected to Chicago.

One of our most enduring partnerships is with Travelers, a company we have represented for more than 19 years. Travelers is among the largest insurers in North America and carries a “Superior” financial rating from A.M. Best and an “Excellent” rating from Standard & Poor’s, giving clients in Chicago confidence that claims will be handled by a financially stable and time-tested carrier. Through Travelers and our other partner companies, we provide both personal and commercial lines coverage tailored to the unique demands of people and businesses in Chicago.

Every interaction with The MFS Group is guided by the belief that there is no cookie-cutter approach to insurance. We take the time to discuss your situation, explain your options in clear language, and deliver multiple quotes from top carriers so you can compare value. Whether you need homeowners, renters, condo, auto, motorcycle, boat, business, workers’ compensation, business auto, bonds, or specialized building and association coverage in Chicago, our goal is to secure the best possible protection at the lowest feasible price, backed by responsive, attentive service whenever you need us.

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Financial Services in Chicago, IL
Financial Services in Chicago, IL
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