Expert Mortgage Solutions For Every Stage Of Homeownership
Serving Chicago & Surrounding Areas
Comprehensive Mortgage Services
Tailored Home Financing To Match Your Goals
The MFS Group offers a full range of mortgage solutions designed to support first-time buyers, experienced homeowners, and real estate investors. Whether you are exploring a conventional loan, government-backed mortgage, jumbo loan, or specialized program, we take the time to understand your financial picture and recommend options that truly fit your needs and long-term plans.
Backed by decades of experience through MFS Insurance Services, established in 1995, our team brings a deep understanding of risk, lending guidelines, and financial planning to every mortgage recommendation. We believe there is no one-size-fits-all mortgage; our objective is to guide you toward a structure that balances monthly payment comfort, interest cost over time, and your broader financial goals.
Flexible Programs For Residential And Investment Properties
From your first home purchase to expanding a real estate portfolio, The MFS Group provides access to a wide spectrum of residential purchase loans. We help you compare fixed-rate and adjustable-rate structures, down payment options, and underwriting requirements so you can move forward confidently, fully understanding your obligations and opportunities.
For existing property owners, we also assist with refinancing to lower interest rates, adjust loan terms, or tap equity for renovations, debt consolidation, or new investments. In addition, our commercial financing programs support investors and business owners with funding options for multi-unit properties, mixed-use buildings, and other commercial real estate, always with a focus on sustainable cash flow and long-term value.
Coordinated Protection For Your Home And Investment
The MFS Group is closely aligned with MFS Insurance Services, an independent insurance agency that has been serving clients since 1995 across multiple states, including Illinois, Indiana, Michigan, Georgia, Wisconsin, and Florida. This relationship allows you to benefit from coordinated mortgage and insurance guidance, helping ensure that your home financing and property coverage work together rather than in isolation.
As an independent agency, MFS Insurance Services has access to many well-known carriers such as Travelers, The Hartford, Progressive, Mercury Insurance, Chubb, ACE, Nationwide, Liberty Mutual, Zurich, Foremost, USLI, AIG, Fidelity, Philadelphia Insurance, American Modern, American Access, and numerous specialty insurers. This broad access enables side-by-side comparisons of coverage options, deductibles, and premiums, with the goal of finding the right balance of protection and price.
One of the agency’s strongest relationships is with Travelers, a financially strong carrier with a long-standing presence in the insurance industry and high ratings from A.M. Best and Standard & Poor’s. By pairing thoughtfully structured mortgage solutions with carefully selected insurance coverage, you can better protect your property, manage your monthly costs, and maintain long-term financial security for yourself and your family.
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Local Expertise And Personalized Guidance
Supporting Your Mortgage Journey In Chicago
When you work with The MFS Group, you gain a partner that understands the lending landscape, property values, and ownership trends specific to Chicago. Our knowledge of local neighborhoods, property types, and regional lending practices allows us to anticipate common challenges and structure your mortgage application to meet current underwriting expectations in the Chicago area.
Because every borrower’s situation is unique, we place a strong emphasis on personal consultation and education for clients in Chicago. We walk you through rate options, closing costs, pre-approval requirements, and documentation so there are no surprises along the way. Whether you are purchasing a home, refinancing an existing mortgage, or seeking commercial financing, our goal is to help you move through each step with clarity, confidence, and a mortgage strategy that fits your financial life in Chicago.
Licensed & Insured
Fully compliant for your peace of mind.
Free Estimates
Clear pricing before the first line is drawn.
Consumer Loans and Property Investment
